Using Your Account
There is more to your Desert Schools accounts than the card you carry in your wallet or the checks you write; although, both are reliable payment options. For instance, you receive Visa®'s Zero Liability Protection when you choose to sign for debit card purchases, instead of using your PIN. You also have 24-hour online access to transfer money, pay bills and review your account through Online Banking.
- Direct Deposit
Send your paycheck automatically to your checking or savings account, for streamlined funds.
- Debit Card Use
Access funds from your checking or Membership Savings account, make purchases or shop online.
- View or Reorder Checks
Obtain and monitor checks on applicable checking and money market accounts in Online Banking.
- Team Debit Cards
Display Cardinals or Coyotes pride on your debit card.
- Courtesy Overdraft Protection
Pay checks and electronic items that would otherwise be returned for insufficient funds.
- Wires and Transfers
Arrange automatic payments, get details on incoming transfers or wire money to another country.
- ATM Banking
Make cash and check deposits easily, with no envelope.
Personal checking overdraft protection may also be available from an approved savings account or line of credit.