Commercial Vehicle

Interested in pre-approval for a commercial vehicle in your business name?
Want a competitive interest rate?
Looking for reliable, local financing?

You have your business to run; you don't need to run all over town in search of a vehicle, only to spend hours negotiating a manageable term and decent rate. Obtain reliable pre-approval for a set amount with a Desert Schools Commercial Vehicle Loan, and receive monthly payments and terms to fit your business.

Small Business Used Vehicle Loan
  • No application fees or pre-payment penalties
  • Competitive fixed rate
  • Terms available up to 84 months
  • Available for purchase or refinance
  • Interest is usually tax deductible1
  • Free Online Banking and PAL
  • Free eStatements and Alerts

What you need to finalize your loan

  • Vehicle documentation (e.g., purchase order, title); call (602) 433-7000 for details
  • Proof of insurance
  • Income verification may be required
  • Credit approval
  • Payoff information or lien release (applicable to private-party sales and refinances only)


Business members with a Small Business Used Vehicle Loan may save .25% APR by signing up for eStatements and making automatic payments from your Desert Schools business checking account, and may request an auto insurance quote from Desert Schools Financial Services.

Open to sole proprietorships, partnerships (including LLPs), LLCs, corporations, trusts and non-profit entities that have been in existence for three years. No commercial vehicles (e.g., trucks greater than one ton, flatbed trucks, box trucks, limousines, taxis, etc.), electric cars, Daewoo or Suzuki.
1Consult your tax adviser regarding your individual tax situation.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union