Small Business Vehicle

Considering the purchase of a business vehicle?
Want reliable financing from a local source?
Looking for a manageable payment and term?

Finance as little as $10,000 or as much as $100,000 with a Desert Schools Small Business Vehicle Loan. We encourage you to check out our Click Buy & Drive or Loan Direct programs for valuable benefits. A competitive, flexible Desert Schools loan is available when and where you need it.


Small Business New Vehicle Loan
  • No application fees or pre-payment penalties
  • Finance up to $100,0001
  • Competitive fixed rate
  • Available for purchase or refinance
  • Interest is usually tax deductible2
  • Loan Direct dealers available
  • Free Online Banking and PAL
  • Free eStatements and Alerts
How do I apply?

  • Must be in business for a minimum of 3 years and have a business membership account with Desert Schools
  • Apply at a branch, by calling (602) 433-LOAN (5626), or directly at a Loan Direct dealer.


Business members with a Small Business New Vehicle Loan may save .25% APR by signing up for eStatements and making automatic payments from your Desert Schools business checking account, and may request an auto insurance quote from Desert Schools Financial Services.


Open to sole proprietorships, partnerships (including LLPs), LLCs, corporations, trusts and non-profit entities that have been in existence for three years. No commercial vehicles (e.g., trucks greater than one ton, flatbed trucks, box trucks, limousines, taxis, etc.).
1Minimum loan amount $10,000; maximum 100% loan-to-value (based on invoice or Kelley Blue Book value) on new consumer-type vehicles in good operating condition with under 100,000 miles (150,000 for diesel), including tax, title and license fees.
2Consult your tax adviser regarding your individual tax situation.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union