Platinum Checking

Looking for an account with the top benefits you deserve?
Does your business have a large number of transactions?
Interested in monthly dividends to offset transaction fees?

You have to be flexible, so should your business account. Desert Schools Platinum Checking is the best choice for thriving companies with a larger volume of business. Perform unlimited transactions at competitive fees, pay no annual fee on your check card and earn dividends on your account balance, no matter the amount.


Platinum Checking
  • Low $10 monthly service fee
  • Low transaction fees
  • Dividends paid monthly on full balance1
  • Desert Schools Business Visa® Check Card with no annual fee2
  • Unlimited items per month3
  • Free Online Banking and PAL
  • Free eStatements and Alerts
  • Free, unlimited online Bill Pay
  • Two free ATM withdrawals per month at PLUS®, CO-OP, and Visa® ATMs4; unlimited usage at Desert Schools ATMs
  • Convenient coin and currency services5
To activate your check card, simply call (866) 602-8204. Tax ID number and business ZIP Code are required. Please have your card on hand when you call.

Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1Platinum Checking is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.
2$0.14 per debit transaction.
3$0.35 per deposit transaction. Additional $0.07 per deposited item; $0.14 per cleared check. Electronic debits and credits do not apply.
4$2 for each additional withdrawal.
5$0.15 for each $100 deposited or purchased per month.

All checking accounts may be subject to a service charge in accordance with the Fee Schedule adopted by the Credit Union from time to time. The Credit Union may deny a checking account to any member because of unfavorable credit history and/or history of abuse of other checking accounts.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union