Value Checking

Looking for a straightforward business checking account?
Does your business have a limited number of transactions?
Interested in a versatile business check card?

There's no reason for your small business to pay more for services you don't need. Desert Schools Value Checking is ideal for new and growing businesses. You can transfer funds, pay bills and access your account 24 hours a day with free Online Banking, saving you valuable time and limiting your need to visit a branch.


Value Checking
  • No monthly service fee with $1,500 minimum daily 1
  • Desert Schools Business Visa® Check Card with no annual fee
  • Free 75 items per month2
  • Free Online Banking and PAL
  • Free eStatements and Alerts
  • Free, unlimited online Bill Pay
  • Two free ATM withdrawals per month at PLUS®, CO-OP, and Visa® ATMs3; unlimited usage at Desert Schools ATMs
  • Up to $1,500 in coin and currency per month4
To activate your check card, simply call (866) 602-8204. Tax ID number and business ZIP Code are required. Please have your card on hand when you call.

Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1$7 monthly service fee applies if required balance is not maintained.
2Includes deposited items and cleared checks. $0.40 per each additional item. Electronic debits and credits do not apply.
3$2 for each additional withdrawal.
4$0.15 for each additional $100 deposited or purchased.

All checking accounts may be subject to a service charge in accordance with the Fee Schedule adopted by the Credit Union from time to time. The Credit Union may deny a checking account to any member because of unfavorable credit history and/or history of abuse of other checking accounts.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union