Boat Loan

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Want to spend more sunny days on the water?
Looking to reel in a new fishing boat?
Interested in jet skiing, water skiing or just making a splash on the lake?

Be out on the open water in your own personal watercraft before you know it with a Desert Schools Boat Loan. Ok, some people refer to them as money pits; but they don't have to be if you choose from Desert Schools' flexible terms and competitive rates. Escape the blacktop jungle for your favorite Arizona waterway.

Boat Loan
  • No application fees or pre-payment penalties
  • New boat rates on current model year
  • Used boat rates on models listed in NADA
  • Terms available up to 180 months
  • Finance up to 100% loan-to-value
  • Available for purchase or refinance

What you need to finalize your loan

  • Vehicle documentation (e.g., purchase order, title); call (602) 433-LOAN (5626) for details
  • Proof of insurance
  • Income verification may be required
  • Credit approval
  • Payoff information or lien release (applicable to private-party sales only)


Members with a Boat Loan may save .25% APR by signing up for eStatements and making automatic payments from their Desert Schools checking account.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union