Debit Card Use

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Looking for an easy way to shop without checks?
Concerned about carrying cash?
Want the freedom to withdraw money at ATMs?1

Your Desert Schools Visa® Debit Card gives you the power to withdraw funds from your checking or Membership Savings account, make purchases at retailers worldwide and even shop online. And you may have your card issued immediately at your nearest branch.2

To activate your debit card, call (877) 635-9624. The primary member's birth date and last four Social Security number digits are required; please have the card on hand. This is also the number to report a lost/stolen card.


Debit Card Use
  • No monthly service fee
  • Unlimited usage at Desert Schools ATMs
  • Security and convenience without carrying cash
Members with an ATM/Debit Card may also qualify for Direct Deposit, Designer Options and a .25% APR discount on consumer and home equity loan payments made from a Desert Schools checking account, when you sign up for eStatements.

Planning to use your debit card outside the U.S.?
Access Debit Resources for Members Who Travel Internationally.

To protect you against fraud, Desert Schools partners with Visa Fraud Prevention Services to monitor debit card account activity and contact cardholders to verify unusual transactions. If contacted, we encourage you to confirm whether you initiated the transactions in question via their toll-free phone number: (877) 902-4805.

1Two free ATM withdrawals per month at PLUS®, CO-OP, and Visa® ATMs and unlimited usage at Desert Schools ATMs; $2 for each additional withdrawal.
2Designer debit cards are not available for instant issuance.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union