Direct Deposit

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Want to have your paycheck waiting in your account on payday?
Is it difficult to make it to a branch because of your shift or schedule?
Prefer to have certain funds allocated to multiple accounts? 

Desert Schools' Direct Deposit is safe, convenient and free! You no longer have to worry about lost or stolen checks, or waiting in line to deposit your pay or Social Security check. Contact your employer's payroll office to enroll. You will need to provide your 10-digit account number, as well as our routing and transit number: 122187238.

Direct Deposit
  • Free, reliable deposit of funds
  • No need to visit a branch
  • Save time, paper and fuel
  • Direct money to multiple accounts

Direct Deposit Check Routing Example


You can make your Desert Schools loan payment automatically from your checking or savings account. Choose the time of month that's best for you, and we take care of the rest. Please call our Member Assistance Center at (602) 433-7000 to get started or obtain the account structure for a different type of electronic debit.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union