Holiday Savings

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When you think holiday shopping, do you feel anything but festive?
Did last year's holiday season end up on your credit card?
Do you wish that you had more money when you need to buy gifts? 

Go from "bah, humbug" to "winter wonderland" with the convenience of a Desert Schools Holiday Savings account, and you never have to think twice. When you save all-year long, gift giving becomes less stressful. Even better, your holiday funds are growing, enabling you to catch sales, purchase the hottest gifts and relieve a little financial stress.


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  • No minimum balance
  • No monthly service fee
  • Dividends paid monthly on full balance1
  • Free Online Banking and PAL
  • Free eStatements and Alerts
  • Free incoming wires
Members with Holiday Savings may also qualify for Direct Deposit.

1Holiday Savings is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union