Desert Skyline Checking

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Are you a visionary who appreciates accomplishments?
Are security and financial growth essential to you?
Do you enjoy an upscale lifestyle with plenty of opportunities?

Now you can confidently explore new financial vistas with Desert Skyline Checking. You earn attractive dividends on your full balance and pay no monthly service fee1, when you maintain $10,000 combined minimum deposit balances or $50,000 combined consumer real estate loan balances serviced by Desert Schools.2

Also, enjoy security, growth and rewards with our exclusive Legacy Builder, a unique financial services toolkit.

Desert Skyline Checking
  • Dividends paid monthly on full balance3
  • Free, unlimited Desert Schools custom checks
  • Unlimited check writing
  • Free Money Market account4
  • Free money orders and cashier's checks
  • Free Visa® debit card with optional overdraft protection5
  • Free Online Banking and PAL
  • Free eStatements and Alerts
  • Free incoming wires
  • Free online Bill Pay
  • Two free ATM withdrawals per month at PLUS®, CO-OP, and Visa® ATMs6; unlimited usage at Desert Schools ATMs

Included in Legacy Builder7

  1. Free IDSafeChoiceSM identity recovery service (no registration required)
  2. Free investment portfolio analysis
  3. $100 discount on document preparation services on Revocable Living Trust package8


Members with Desert Skyline may also qualify for Direct Deposit, instant debit card issuance9; a bonus rate on savings certificates; and a .25% APR discount on consumer and home equity loan payments made automatically from this checking account, when you sign up for eStatements.

Membership eligibility is required, which includes a deposit of $25 to a Membership Savings account, as well as an initial deposit of $20. This is a credit-qualifying account.
1$15 monthly service fee applies if required daily minimum balance is not maintained.
2Includes all Desert Schools home equity products and consumer mortgages serviced by Desert Schools.
3Desert Skyline Checking is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.
4Free Money Market account includes waiver of monthly low balance fee.
5Overdraft protection from approved savings, money market, or line of credit.
6$2 for each additional withdrawal.
7Legacy Builder is a product of Desert Schools Financial Services, a wholly-owned subsidiary of Desert Schools Federal Credit Union. Securities, advisory services and some insurance services are offered through LPL and its affiliates, member FINRA/SIPC. LPL Financial is a Registered Investment Advisor (RIA) and is not affiliated with Desert Schools Financial Services or Desert Schools Federal Credit Union. Not NCUA insured. May lose value. No credit union guarantee.
8Document preparation services are offered through Desert Schools Financial Services, LLC under the Registered Trade Name of Member Asset Preservation Services (MAPS™). Desert Schools Financial Services is an Arizona Limited Liability Company and Certified Legal Document Preparation Business Entity (CLDP #81024). Desert Schools Financial Services is a wholly-owned subsidiary of Desert Schools Federal Credit Union. Certified Legal Document Preparation Services are not insured by the NCUA and have No Credit Union Guarantee.
9Designer debit cards are not available for instant issuance.

All checking accounts may be subject to a service charge in accordance with the Fee Schedule adopted by the Credit Union from time to time. The Credit Union may deny a checking account to any member because of unfavorable credit history and/or history of abuse of other checking accounts.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union