Desert Select Checking
Are you an explorer who forges your own path?
Is discovering a greener financial landscape important to you?
Are flexibility and fun a necessary part of your life?
As of January 1, 2013, Desert Select checking is no longer available as a new account.
With $7 a month, you can satisfy your sense of adventure with Desert Select Checking. Practical and playful, Desert Select includes a variety of services such as free money orders and cashier's checks.
- No minimum balance
- Low $7 monthly service fee
- Free, unlimited Desert Schools custom checks
- Unlimited check writing
- Free money orders and cashier's checks
- Free Visa® debit card with optional overdraft protection1
- Free Online Banking and PAL
- Free eStatements and Alerts
- Free online Bill Pay
- Two free ATM withdrawals per month at PLUS®, CO-OP and Visa® ATMs2; unlimited usage at Desert Schools ATMs
Members with Desert Select may also qualify for Direct Deposit
, instant debit card issuance3
; a bonus rate on savings certificates; and a .25% APR discount on consumer and home equity loan payments made automatically from this checking account, when you sign up for eStatements
Membership eligibility is required, which includes a deposit of $25 to a Membership Savings account, as well as an initial deposit of $20. This is a credit-qualifying account.
1Overdraft protection from approved savings, money market, or line of credit.
2$2 for each additional withdrawal.
3Designer debit cards are not available for instant issuance.
All checking accounts may be subject to a service charge in accordance with the Fee Schedule adopted by the Credit Union from time to time. The Credit Union may deny a checking account to any member because of unfavorable credit history and/or history of abuse of other checking accounts.