Desert Select Checking

Change Font: Increase Font SizeDecrease Font Size

Are you an explorer who forges your own path?
Is discovering a greener financial landscape important to you?
Are flexibility and fun a necessary part of your life?

As of January 1, 2013, Desert Select checking is no longer available as a new account.

With $7 a month, you can satisfy your sense of adventure with Desert Select Checking. Practical and playful, Desert Select includes a variety of services such as free money orders and cashier's checks.


Desert Select Checking
  • No minimum balance
  • Low $7 monthly service fee
  • Free, unlimited Desert Schools custom checks
  • Unlimited check writing
  • Free money orders and cashier's checks
  • Free Visa® debit card with optional overdraft protection1
  • Free Online Banking and PAL
  • Free eStatements and Alerts
  • Free online Bill Pay
  • Two free ATM withdrawals per month at PLUS®, CO-OP and Visa® ATMs2; unlimited usage at Desert Schools ATMs
Members with Desert Select may also qualify for Direct Deposit, instant debit card issuance3; a bonus rate on savings certificates; and a .25% APR discount on consumer and home equity loan payments made automatically from this checking account, when you sign up for eStatements.

Membership eligibility is required, which includes a deposit of $25 to a Membership Savings account, as well as an initial deposit of $20. This is a credit-qualifying account.
1Overdraft protection from approved savings, money market, or line of credit.
2$2 for each additional withdrawal.
3Designer debit cards are not available for instant issuance.

All checking accounts may be subject to a service charge in accordance with the Fee Schedule adopted by the Credit Union from time to time. The Credit Union may deny a checking account to any member because of unfavorable credit history and/or history of abuse of other checking accounts.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union