Membership Eligibility

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Who is eligible for credit union membership?
How do you become a member?
What identification do you need to bring? 

Desert Schools operates within a community charter, meaning that membership is open to a variety of people living in certain segments of Arizona. If any of the statements in the box below apply to you . . . congratulations, you are eligible to become a valued member of our credit union!


Membership Eligibility
  • Persons who live, work, worship or attend school in Gila, Maricopa or Pinal Counties.
  • Immediate family of the above groups, of a member or an eligible member who has not joined Desert Schools (e.g., spouse, children, adoptive children, parents, siblings, grandchildren, grandparents; does not include in-laws).
  • A business is eligible as long as it has a physical location in Maricopa, Pinal, or Gila County. If incorporated, the business must be located in the State of Arizona.

Three ways to join

1.  Branch: You may visit any location, and bring the following:

  • Your driver's license or other official picture ID
  • Social Security card or other official document noting your number
  • Proof of eligibility (e.g., payroll stub, school registration)
  • Cash or check for $25 minimum deposit

Minors: A certified copy of a state-issued birth certificate and original Social Security card is required to open an account for an individual under 16. (Additional identification will be required to conduct transactions.)

2.  Online: Complete a membership application. Please have the following on hand:

  • Your driver's license
  • Social Security number
  • Email address
  • Joint owner information (if applicable)
  • Credit card information (if paying online)
  • Adobe Acrobat Reader (version 4.0 or above)

After printing and signing your application, you may take it to a branch or mail us a notarized copy.

3.  Phone: Call (602) 433-7000 between 8 a.m. and 7 p.m. Monday through Saturday, to request a membership packet.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union