Mortgage Refinance

Want to lower your monthly payment? With low mortgage rates and home values increasing across the Valley, this could be the perfect time to refinance your home. Did you know that people who refinance their mortgage with Desert Schools save an average of $260 per month? That’s over $3,000 per year! There are even options if you owe more than your home is worth! Want to save more? Refinance your auto loan, too.

 Home Refinance

Ready to refinance now?

Think you owe more than your home is worth?

You can apply by phone by calling (602) 433-HOME(4663) or apply in person at a branch. If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP).
apply_online HARP refi


Payments refi_rates Home Value

How much could you save?

 Mortgage Payment Scenarios

Need more information to make an informed decision?
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union