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Financial Glossary

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UnderwritingEvaluation of a loan application to determine the risk to the lender.
Unsecured loanLoan where borrower is not required to provide collateral.
Upfront costsExpenses that must be paid before closing a loan (e.g., down payment, closing costs).
Upside-downFair market value of a vehicle or property becomes less than the principal loan balance.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union