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Financial Glossary

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TermAmount of time for a loan or deposit to mature.
TitleLegal document giving proof of ownership.
Title insuranceCoverage against loss arising from legal disputes over property ownership.
Title searchChecking to ensure that the seller is the legal property owner and no outstanding liens exist.
Trade-in valueAmount a dealership credits a buyer for a vehicle used as down payment on another vehicle.
Traditional IRAInvestment where contributions may be tax deductible, but distributions are generally taxable.
Treasury bill or Treasury noteGovernment obligation; bills are for one year or less and notes are for one year or more.
TrustAssets set aside in a fund for a beneficiary.
TrusteeInvests and manages the trust account until the beneficiary is eligible to take control.
Truth in Lending ActFederal law that requires lenders to fully disclose, in writing, loan terms and conditions.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union