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Financial Glossary

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RealtorReal-estate agent who is a member of the National Association of Realtors.
Recording feeCharge by local government for recording a real-estate transaction.
RefinancePaying off an existing loan with the funds from a new loan.
Regulation ZCodes to enforce the Truth-in-Lending Act, requiring that lenders state all costs of borrowing.
Renter's insuranceCoverage for liability and possessions within a rented dwelling.
RepossessionReclaiming property used as collateral on a loan for failure of payment.
Resale valueFair market price for an existing property.
Reverse mortgageLoan to homeowners, usually older or retired, that borrows from their existing home equity.
Right of rescissionRight to void a contract without penalty within three days (cooling-off period).
RolloverTax-free movement of funds from one qualified plan to another within a specified time.
Roth IRAInvestment where contributions may be taxed, but earnings and distributions may be tax-free.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union