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Financial Glossary


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National Automobile Dealers Association (NADA)Organization that provides vehicle appraisal guides for consumers and auto dealers.
National Credit Union Association (NCUA)Independent federal agency that charters and supervises federal credit unions.
National Credit Union Share Insurance Fund (NCUSIF)Fund to protect member deposits up to $100,000 in federal and federally-insured credit unions.
Negative amortizationIncrease in remaining loan balance because monthly payments do not cover interest due.
Net incomeTotal income after taxes and deductions.
Net worthTotal assets minus total liabilities.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union