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Financial Glossary

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Manufactured housing home (prefab home)Housing that is built mainly in a factory and later assembled on site.
MarginPercentage the lender adds to an index to determine an adjusted interest rate.
MaturityDate when the principal balance of a loan or investment is due to be paid.
MedicareFederal program that covers certain health care expenses for people 65 and older.
MLS (Multiple listing service)Online database of listed homes for sale in a specific area.
Money marketHigher yield savings account.
Monroney sticker (sticker price)Window label required by law on new vehicles, which lists MSRP and option prices.
MortgageLoan to purchase or refinance a home.
Mortgage brokerPaid party who brings borrowers and lenders together.
MSRP (manufacturer's suggested retail price)Maker's recommended retail sales price for a vehicle.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union