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Financial Glossary

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IncomeEarnings received from a job and/or investment.
Income TaxPayment to federal, state and local governments based on earnings.
IndexEconomic indicator used to calculate variable yields and interest rates.
Individual Retirement Account (IRA)Investment that enables a person to accumulate tax-deferred or tax-free earnings.
Insufficient funds (NSF or bounced check)Transaction is presented against an account, but not enough funds are available to cover it.
Interest ratePercentage paid for the use of borrowed funds.
Interest-only loanDebt where the principal payment is deferred and only interest is paid for a specific term.
Invoice priceInitial charge from the manufacturer to the dealer, with freight and delivery fees.
Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union