Preventing Fraud

Desert Schools is committed to educating our members on fraud and identity theft protection. To help you prevent fraud, we have compiled a list of resources and information on identity theft, phishing and scams. These helpful tips twill keep you up-to-date and safe.

Here are a few tips to assist you in the prevention of fraud.


General Fraud General Tips
  • Guard your Social Security number.
  • Make photocopies of vital information.
  • Beware of mail or telephone solicitations that offer prizes or awards.
  • Always shred papers with financial information, including credit card offers before discarding.
  • Monitor your accounts regularly to ensure no suspicious activity is taking place.
  • Check your credit once or twice a year. The Federal Trade Commission
    offers a free annual credit report at www.annualcreditreport.com.
  • Stay current about the latest identity theft scams.

Credit Card Fraud Credit Cards
  • Examine the charges on your bills before paying them.
  • Sign new credit cards immediately.
  • Cancel unused credit card accounts.
  • Report lost or stolen cards immediately.

Email Fraud Email and Online Security
  • Do not open or respond to e-mail that is suspicious.
  • Don't follow a link in an e-mail. Always type the Website URL address
    yourself.
  • Make sure to install firewalls or anti-spyware programs on your computer.
  • Don't use an obvious password like your birth date, your mother's maiden name, or the last four digits of your Social Security number.
  • Desert Schools will never send unsolicited emails or make unsolicited phone calls or texts asking you to give or verify personal information online,
    including your username, password, or PIN.
  • You should never respond to any email or text message that states that your account has been compromised and/or that asks you to confirm your
    account or any personal information.

Phone Fraud Phone / Mail 
  • Treat all unsolicited phone calls with skepticism and do not disclose any personal information.
  • Promptly retrieve incoming mail and do not place outgoing mail in your mailbox.
  • Know your billing and statement cycles.

If identity theft prevention, detection, and resolution is important to you, find out more about Desert Schools' identity theft protection solution - IdentitySecure!

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