Variable Rate Line of Credit

Make sure the money you need is there when you need it. From overdraft protection to funds for special purchases. Apply Now
Variable Rate Line of Credit Gives You the Credit You Need
Unexpected expenses happen. Cover yourself when your account balance is low with a personal overdraft line of credit at Desert Schools. Apply for amounts from $1,000 to $20,000. You only pay interest on the amount you use. Variable rates as low as 12.25% APR.1 No application fee. No annual fee.

Plus, your minimum payment is just 3% of the outstanding balance or $25, whichever is greater.

1APR = Annual Percentage Rate. Rate shown effective November 29, 2015 and may change without notice. Actual rates and APRs dependent upon credit history, type of product and loan term. All loans subject to credit approval.