Variable Rate Line of Credit

Make sure the money you need is there when you need it. From overdraft protection to funds for special purchases. Apply Now
Variable Rate Line of Credit Gives You the Credit You Need
Unexpected expenses happen. Cover yourself when your account balance is low with a personal overdraft line of credit at Desert Schools. Apply for amounts from $1,000 to $20,000. You only pay interest on the amount you use. Variable rates as low as 12.25% APR.1 No application fee. No annual fee.

Plus, your minimum payment is just 3% of the outstanding balance or $25, whichever is greater.



1Annual Percentage Rate shown effective March 1, 2015 and may change without notice. Actual rates and APRs depend on credit history, type of product, loan term and our underwriting criteria. All loans subject to credit approval.