Savings Secured Loans

Use your savings as collateral for a loan without depleting your account. Use the money for any purpose. Find a Branch
Secured Personal Loans Give You the Money You Need When You Need It
At a Glance

Keep your savings account balance intact. Apply for a secured loan using your savings as collateral, and get the money you need for any purpose. From special purchases to covering an unexpected expense.

Terms are available for up to 120 months, and rates are competitive to keep your payments low*. Plus, you pay no application fees or prepayment penalties.

Key Features
  • No application fees or pre-payment penalties
  • No annual fee
  • Competitive rate
  • Terms available up to 120 months
  • Low monthly payment*

All loans subject to credit approval.

Desert Schools holds savings account funds to cover the loan. The amount held is reduced as the loan balance is paid down.

*$25 minimum monthly payment.