Credit Union mortgages made easy
We have a full range of mortgages, from conventional to VA, along with all the expertise you need to make the right choices.

Plus, for a limited time, you can receive a credit of up to $500 toward your home appraisal when you purchase your home with us.* Apply online now, visit a branch or call 602-433-HOME (4663).

Find the Credit Union Mortgage That's Right for You

  • 97% LTV conventional financing
  • FHA, VA and USDA financing available
  • First time home buyer programs
  • Flexible down payment options
  • 10 business day close with required documentation
  • In-house underwriting and processing

See today's rates on mortgage products. View rates.

*Free appraisal on real estate purchase transactions (up to $500) for mortgage loans serviced by Desert Schools. Additional restrictions may apply and subject to credit approval. If an application is declined by Desert Schools, Desert Schools will cover related appraisal costs up to $500. If the appraisal cost exceeds $500, the difference will be the responsibility of the applicant. Offer expires December 31, 2015.

Desert Schools Federal Credit Union NMLS ID #509455

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