Home loan solutions to make your dreams come true.


Find a place to let your story unfold with home solutions from
Desert Schools. You’ll feel like anything is possible with our competitive rates and low closing costs. Plus, you can receive a free appraisal1 up to $500 and, if you use a Participating Real Estate Broker, an additional $500 toward your closing costs.2

First-time buyer? Looking to move up? We will help you find the mortgage that fits just right.

You’ll enjoy these benefits:

  • Great rates
  • Experienced mortgage loan officers to guide you
  • Full range of financing options
  • Flexible down payment options
  • Local servicing offered on most loans
  • In-house underwriting and processing
  • Free educational workshops

See today's rates on mortgage products.

Apply now, visit a branch, or call 602-433-HOME (4663)

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1Free appraisal (up to $500) on real estate purchase transactions for mortgage loans serviced by Desert Schools. Additional restrictions may apply. All loans subject to credit approval. If an application is declined by Desert Schools, Desert Schools will cover related appraisal costs up to $500. If the appraisal cost exceeds $500, the difference will be the responsibility of the applicant. Offer expires December 31, 2017. Desert Schools Federal Credit Union NMLS ID #509455 2Participation in the Real Estate Broker program is voluntary. Desert Schools does not receive any benefit, monetary or otherwise from the Participating Broker under this program. Participating Brokers are non-affiliated third parties of Desert Schools and Desert Schools makes no warranties or representations about the services provided by Participating Brokers. To participate in this program, member does not have to finance mortgage loan through Desert Schools. For Full program details, see the Real Estate Broker Program Member Notice Acknowledgement.