Home Equity Loan
With a Desert Schools Home Equity Loan, you have the means to cover almost any major expense.

Put in that gourmet kitchen or home theater. Pay off that unexpected medical expense. Cover that college tuition bill.

Plus, for a limited time, receive up to $500 cash back when you finance your home equity loan with us.1 Apply now, visit a branch, or call 602-335-5003 and let us help you get started.

You're Not Alone When You Need a Loan

  • Up to $500 cash back1
  • Fixed rate loan with rates as low as 4.99% APR2
  • No points, upfront fees, or prepayment penalties3
  • Finance up to $500,0004
  • One time disbursement
  • Interest is usually tax deductible5

Request more information

Best Time To Call
  • Any
  • Morning
  • Afternoon
  • Evening
  • Weekend

1The cash back paid is based on 1% of the loan amount ($10,000 minimum) for closed-end loans and on the initial advance amount at loan funding ($10,000 minimum advance) for home equity line of credit (HELOC) loans. The cash back will be deposited into your Desert Schools savings account within one business day of the loan funding. Maximum cash back amount is $500. Bonus amounts are subject to all applicable taxes and are the responsibility of the borrower(s). Offer available for the financing of new Desert Schools home equity and HELOC loans only and expires December 31, 2015.

2Annual Percentage Rate (APR) shown effective September 1, 2015 and may change without notice. Actual rates and APRs may vary and are dependent on credit history, type of product, loan term and our underwriting criteria. All loans subject to credit and property approval. Maximum APR for the Home Equity Loan is 18.00%.

3Closing costs are waived unless the loan is paid off within the first three years. An estimated range of fees are $200 to $750. Property insurance is required.

4Minimum loan amount $5,000; maximum 80% loan-to-value.

5Please consult your tax advisor.