An adjustable rate
mortgage
is all
about flexibility

The lower the mortgage rate, the more home you can afford. An adjustable-rate mortgage, or ARM, makes that possible by starting out lower than a fixed rate and adjusting over time.

An ARM is a particularly attractive option when you expect changes in your financial situation over the next five years. Better yet, as a member, you receive a credit of up to $500 toward your home appraisal when you purchase your home through Desert Schools.*


Apply Now


You’ll enjoy these benefits:

  • Low fixed rate for the first five years
  • Rates as low as 3.955% APR**
  • No prepayment penalties
  • Free appraisal up to $500 when purchasing your home*

See today's rates on home loan products with full terms and conditions.

Form
Best Time To Call
  • Any
  • Morning
  • Afternoon
  • Evening
  • Weekend

*Free appraisal on real estate purchase transactions (up to $500) for mortgage loans serviced by Desert Schools. Additional restrictions may apply and subject to credit approval. If an application is declined by Desert Schools, Desert Schools will cover related appraisal costs up to $500. If the appraisal cost exceeds $500, the difference will be the responsibility of the applicant. Offer expires December 31st, 2017.

Desert Schools Federal Credit Union NMLS ID #509455