Extended Warranty

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Mechanical Breakdown Protection (MBP) Plan

Avoid bumps in the road with an extended warranty.

We understand that purchasing a new or used vehicle is a major financial investment. Repairs can be costly — a new water pump averages $389, for example, while you can expect to pay around $2,815 for a full transmission install. If a repair isn’t covered by factory warranty, these expenses come straight out of your wallet.

Our Mechanical Breakdown Protection (MBP) products offer comprehensive coverage commensurate with the age and mileage of your vehicle. Other extended warranties typically provide only limited coverage and terms, and often require you to return to the seller for repairs.

Our MBP goes well beyond most manufacturer's warranty coverage, and repairs may be completed at any licensed repair facility in the U.S. or Canada. We offer varying levels and lengths of coverage to suit your individual needs.

  • $500 auto insurance deductible reimbursement benefit1
  • Zero-deductible plans
  • Nationwide coverage
  • 24-7/365 Emergency Roadside Service
  • Rental vehicle assistance
  • Transferable coverage
  • 30-Day Money Back Guarantee2

Coverage is available for any vehicle regardless of year, model, or mileage3. For more information on our extended warranty options, call 602-433-5626 or visit your nearest branch.



To purchase the protection, you must be a member of Desert Schools, which requires opening and maintaining a $25 minimum balance in a savings account.

1Pays up to $500 Per Loss (limit of two (2) losses per year) when a Loss is filed and paid by the auto insurance company for a Covered Auto the member owns or leases evidenced by the title or registration, AND insures under an Auto Insurance Policy designating the Member as the Named Insured.
2Must be canceled within 30 days for full refund. After 30 days, a prorated refund will be issued.
3Please be aware that mechanical breakdown coverage will not cover any pre-existing conditions.

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