A Desert Schools Savings Certificate lets you decide how much and how long you want to invest, beginning at just $1,000 for a short six-month term. To continue building your savings, simply take no action at certificate maturity, and it will renew automatically for the same term at our current rate.
APY = Annual Percentage Yield
Dividends reported annually via 1099-INT. Consult your tax adviser regarding your individual tax situation.
*Dividend penalties apply for early withdrawal. Rates are based on the date/time that funds are received and processed.
For additional information regarding fees, please refer to the Fee Schedule.