Money Market Accounts

Attractive rates, plus complete access to your money. A Desert Schools Money Market account makes saving easy. GET STARTED
Money Market Accounts
At a Glance

Whether you’re saving for that once-in-a-lifetime trip, college tuition, the perfect wedding, a new car, or a down payment on a home, a Desert Schools Money Market account is a great place to start. Rates are not only competitive, but dividends increase at predetermined tiers — so the higher the balance, the more it grows.

Plus, you enjoy complete access to your money when you need it. Apply now, visit a branch, or call 602-433-7000, and experience the difference of membership.

Key Features
  • $15 monthly service fee (waived if daily minimum balance is met)
  • Competitive rates as high as 0.45% APY1
  • $2,000 daily minimum balance
  • Unlimited over-the-counter transactions
  • Increased dividends tiers at $10,000, $25,000, $50,000, $100,000 and $250,0001
  • ATM access with a Money Market Visa® debit card2
  • Check-writing capabilities

1Desert Schools Money Market is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.
2In accordance with Regulation D, members are limited to six transactions per statement cycle from each savings or money market account. A fee will be assessed for each transaction beyond that limit.

For additional information regarding fees, please refer to the Fee Schedule.