Health Savings Accounts

Protect your health and your wallet. A Health Savings account helps you do both. Find a branch
Health Savings Accounts for Any Medical Expense
At a Glance

A Desert Schools Health Savings account is a great way to cover out-of-pocket medical expenses, from co-pays to prescription drugs, without impacting your household budget — even more so if you're considering a high-deductible health plan through your employer or healthcare provider to lower costs.

Best of all, because your Health Savings account earns dividends, your balance grows. Apply now, visit a branch, or call 602-433-7000.

Key Features
  • Competitive rates as high as 0.20% APY
  • Dividends paid monthly on full balance1
  • Unused money rolls to future years
  • Automatic pretax payroll deductions2
  • Payment convenience with an HSA Visa® card
  • No minimum balance
  • No monthly service fee

1Health Savings is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.
2If offered by your employer. Amount may not exceed your health plan deductible or the IRS maximum allowable contributions of $3,350 for an individual or $6,650 for a family for 2015. Maximum catch-up contribution for 55 and older is an additional $1,000. Consult your tax advisor.
No foreign ATM or Share Branching transactions permitted.
Health Savings Account funds can be used for a variety of medical, dental and vision costs. See IRS Publication 502 form more information about eligible expenses.

For additional information regarding fees, please refer to the Fee Schedule.