A CHECKING ACCOUNT THAT KEEPS IT SIMPLE

Every member has unique financial needs. With that in mind, we’ve created a single checking account that adapts specifically to you. Together with our Relationship Rewards1 program, Desert Schools’ Membership Checking grows with you and your membership.

Key Features

  • Cash back through the Prosperity Bonus
  • Mobile Banking with DS Mobile Deposit
  • Online Banking and Bill Pay
  • Visa® Debit Card
  • Unlimited Check Writing
  • eStatements
  • Low $7 monthly fees (see below for fee waiver options)
Become a Member


Avoid Monthly Fees

Relationship Rewards members at the Achieve and Prosper Levels receive FREE Membership Checking. Members at the Start and Grow levels can waive the monthly $7 fee by doing one of the following:

  • Direct deposit of $750 per cycle
  • 25+ transactions per cycle
  • Daily minimum balance of $2,500

1Restrictions apply. See Statements of Terms, Conditions and Disclosures for details.