Refinance Your Auto Loan

It could mean a lower car payment. At Desert Schools, it could also mean up to $500 cash back.¹ Apply Now
Attractive Auto Refinance Rates and Cash Back
Get an attractive interest rate that could lower your car payment when you refinance your loan through Desert Schools. Plus, get up to $500 cash back¹ to use however you want.

And that's just the beginning. Our flexible terms start with no payment for 90 days.³ Apply now, visit a branch, or call 602-335-5003.

Experience the Difference of Membership

  • Up to $500 cash back1
  • Rates as low as 2.74% APR2
  • No payments for 90 days3

1The cash back is paid based on 1% of the total loan amount ($10,000 minimum), not including any additional loan dollars toward ancillary products (Guaranteed Asset Protection [GAP], Mechanical Breakdown Protection [MBP]). The cash back will be deposited into your Desert Schools savings account within one business day of the loan funding. Maximum cash back amount is $500. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. Offer available for the refinancing of non-Desert Schools auto loans only and ends September 30, 2016.
2Annual Percentage Rate (APR) shown effective September 26, 2016 and may change without notice. “As low as” rate assumes excellent borrower credit history and includes a .25% discount which requires (i) enrollment in Relationship Rewards and (ii)   Relationship Level of Achieve at the time of application. Additional discounts may apply. Actual rates and APRs dependent upon credit history, type of product, loan term and loan to value (LTV). All loans subject to credit approval.
3First payment may be deferred for up to 90 days from loan date. Your loan will accrue interest during that time. Some restrictions apply. 2012 or newer model years only.


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